Learn how to apply for the U.S Bank Altitude Go Secured card
Learn how to apply if you want a secured card and love to collect points, especially if you are a foodie, the rewards are incredible.
What do I need to know about the U.S Bank Altitude Go Secured?
The U.S. Bank Altitude® Go Visa® Secured Card stands out from the crowd of secured cards that are currently on the market.
Strong rewards across several categories of everyday spending, no annual fee, and the option to “upgrade” to the unsecured version with dependable good payment habits are all features that the Altitude Go Secured checks off your list of requirements for a credit-building credit card.
If you eat in or order takeout, the U.S. Bank Altitude Go Visa Signature card offers a great opportunity to optimize your benefits.
The card also offers additional benefits on a few different categories of regular expenditure, as well as a yearly streaming benefit. This card should be on your radar if you’re looking for a no-annual-fee card with exceptional value.
For dining, takeaway, and food delivery services, the U.S. Bank Altitude Go Visa Signature card delivers an astounding 4 points for every $1 spent.
Each point is worth a cent.
Among the major credit cards, that provides the joint greatest rewards rate for dining-related transactions.
The American Express Gold card and the Capital One Savor Cash Back Rewards card are further top-tier credit cards for dining. Both of those cards, however, do not specifically include this one in their bonus reward program for transactions made with food delivery services.
Additionally, both have steep annual fees: Savor charges $95, and American Express Gold $250.
When you use this card for eligible streaming services for 11 straight months, you’ll receive a $15 credit once a year. Netflix, Spotify, Pandora, Amazon Music, and YouTubeTV are available options.
Despite the card’s strong rewards, there is no annual fee, so you don’t need to do the math to determine whether you are getting enough value to justify the one-time purchase. Additionally, it has a 12-billing-cycle introductory APR of 0% on purchases and balance transfers.
This implies that you have a year to pay off a debt transfer from another card or a significant purchase interest-free.
However, there is a cost associated with using the card to transfer balances: $5 or 3% of the total transfer, whichever is greater.
Who can apply for the U.S Bank Altitude Go Secured?
Since it is a secured credit card, all you got to do is have the money necessary to make the security deposit on this card.
Another very important thing is to have a Social Security Number, regardless of your nationality, since all the account management is made in the U.S.
How to apply for the U.S Bank Altitude Go Secured
After you get into U.S Bank’s website and click the apply now, you will only need to add some personal information.
It is important to already have a U.S. Bank account since here you will also be already putting the funds your card needs in order to be approved.
Since it is a secured credit card, approval is almost instant.
Is it worth it to have a U.S Bank Altitude Go Secured?
The U.S. Bank Altitude Go Secured is a tasty choice in the very small area of secured credit cards if you’re equally pleased to eat out, order in, or cook it yourself.
It is a fantastic alternative to help develop or rebuild your credit because the card offers rewards and, with solid payment habits, you can move to the unsecured version of the card.
This is especially true if it suits your purchasing habits.
U.S Bank Altitude Go Secured vs Navy Federal Nrewards Secured
First of all, it is safe to say that both cards are amazing on their own. However, they are designed for two kinds of people who want to build credit.
The U.S. card is the kind of secured credit card for people who wants to build credit and at the same time, want to gain some rewards. And in this regard, it is awesome
The Navy card is for people who want to build credit, and at the same time he gains some rewards, what makes it so amazing is that the fees you pay on it are pretty small.
So, do you like to gain rewards or not pay fees?
U.S Bank Altitude Go Secured benefits
- Points earned with purchases
- Annual credit for streaming
- No yearly charge
- Able to advance to an unsecured card
Navy Federal Nrewards Secured benefits
- No yearly charge
- The three major credit bureaus are informed in detail.
- Balance transfers are free.
- There are no foreign transaction costs.
How to apply for the Navy Federal Nrewards Secured?
If you got interested and have the option to apply for this card, check out the article we’ve made on it.