How to apply for PNC Student Personal Loan
Learn how to improve your education by funding your degree with this low-interest student loan!
As you can see, PNC Bank can be the best solution for you! Either you’re looking to fund your degree or get out of a hole with an existing student loan,
A well-known bank in the United States, PNC, is offering a flexible, low-cost student loan to help students achieve their goals, with repayment terms as long as 15 years.
PNC Student Loan
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Below, you will get in touch with everything you need to know in order to get approved on a PNC Student Loan and boost your life!
Who can apply?
The requirements for a PNC Student Loan will depend on the type of student loan you are looking for.
As of today, the bank offers an undergraduate loan, a graduate and professional loan, and an education refinancing loan. Check out the requirements for each one below:
Undergraduate Loan and Graduate and Professional
First and foremost, you must be a U.S. citizen or permanent resident, at least 18 years old, and enrolled in an eligible college.
When it comes to credit and income requirements, PNC does not disclose specific criteria for their student loans. Currently, the bank only asks for proof of a continuous income.
However, having a good credit score and a solid income will certainly help your chances of being approved for a loan.
Currently, PNC allows applications with a cosigner for students with a not-so-good credit history or no credit history at all.
Education Refinancing Loan
If you want to apply for an Education Refinancing Loan but haven’t gotten your degree, the eligibility criteria will be slightly different.
To qualify for a refinance, students who have not obtained an associate degree must have made 24 consecutive payments on at least one education loan in the last two years. Otherwise, PNC will not consider your refinancing application.
Besides all of the PNC requirements, you should also have some documentation on hand, including:
- Social Security number, driver’s license (or state ID), date of birth
- Home phone number, home address, and the number of years you lived there
- Email your cosigner (if applicable).
- Information like your mortgage or rent payments and where you work
- and how much you make per year
How do I apply?
You can apply for a PNC student loan online by following these step-by-step instructions:
Visit the PNC Bank website and navigate to the Student Loans section.
Choose the type of loan you want to apply for. PNC offers several options, including undergraduate loans, graduate loans, and consolidation loans.
- Click on the “Apply Now” button to begin the application process.
- Create an account or sign in if you already have one.
- Enter your personal information, including your name, address, and Social Security number.
- Provide information about your school, program, and degree.
- Enter your loan amount and choose your repayment term.
- Provide any additional requested information, such as employment or income details.
- Review and submit your application.
Once you’ve submitted your application, PNC will review it and determine your eligibility for a loan.
If approved, you will be able to select your loan options and sign your loan agreement electronically, and the funds will be sent directly to your college.
Looking for another student loan? Check out the options at Citizens Bank!
Citizens Bank offers a student loan created for students who require some financial assistance for college or graduate school by offering an unsecured loan.
The loan is applicable to any field of study, covering expenses like tuition, textbooks, and room costs, with a loan amount ranging from $1,000 to $350,000.
Like PNC Bank, Citizens Bank also offers student loans with fixed and variable interest options.
The fixed interest rate begins at 4.99% APR, while the variable interest rate starts at 5.17%, changing based on market and economic conditions.
When it comes to repayment, borrowers can also choose terms between 5 and 15 years to accommodate their budget.
Why go with Citizens Bank?
Citizens Bank’s student loan stands out for its lack of fees. As of today, the bank does not charge for any application, origination, prepayment, or disbursement fees associated with the loan.
Additionally, existing customers and borrowers who pay on time can take advantage of the bank’s loyalty and reward program, which offers exclusive benefits including interest discounts.
How do I apply?
Got interest? Citizens Bank has a simple and fast application process that can be completed online in just a few minutes.
Tap the green button and check out all the requirements and steps you must know before applying for a Citizens Bank student loan.