Learn how to apply for the Oportun® Visa® Credit Card
Learn here how to acquire this credit card that does not require a positive credit history! It's fast and easy
What do I need to know about the Oportun ® Visa ® Credit Card ?
If you are someone who is looking for a credit card but can’t get it because you don’t have a good enough credit history, you need to know about the Oportun ® Visa ® Credit Card. This credit card is perfect for this type of person! You will have all possible support to increase the score contained in your Credit History!
In this article you will learn how to apply for this credit card, in addition to knowing what you need to present to be able to acquire the Oportun ® Visa ® Credit Card. Continue here to know the benefits contained in it too!
The Oportun ® Visa ® Credit Card allows its holders to obtain all the necessary services on a credit card without requiring a positive credit history, which allows more people to start a financial life in a positive way, or just restart theirs credit history in a more positive way, so that you can make new acquisitions in the future.
This credit card reports transactions on your account to the three major US credit bureaus (TransUnion, Equifax and Experian). These agencies perform the calculation that defines how your credit history will be affected by your purchases and card usage.
In order for your chances of improving your credit history to increase, you only have to pay your invoices within the period established between you and the service.
How do the Oportun ® Visa ® Credit Card works?
In order to enjoy the services of this credit card, you will have to pay an annual fee that can range from $0 to $49! This value is not considered high when compared to other credit cards that deliver services similar to the Oportun ® Visa ® Credit Card.
If you need to make a cash advance from your credit card, the APR for such transaction can vary from 24.90% to 29.90%.
The APR of regular purchases is variable between 24.90% to 29.90%.
The credit limits offered by the Oportun ® Visa ® Credit Card start at $300 USD and can go up to $1,000 USD! In order to increase your credit card limit, you must pay your bills regularly.
By paying your bills on time you can increase your limit and also improve your credit history!
You will also have several forms of protection against theft and fraud. And you won’t have to pay for purchases made irregularly on your credit card either. The period to dispute such purchases is up to 90 days!
Who can apply for the Oportun ® Visa ® Credit Card?
This credit card differs from the others in that it does not require many documents from its potential holders, I understand their realities which can be difficult at times.
To obtain this card, you must be of legal age and have an official document issued by the United States Government.
It is not necessary to present a social security number, credit history or bank account to be eligible to apply for the Oportun ® Visa ® Credit Card.
How to apply for the Oportun ® Visa ® Credit Card ?
You can apply for this credit card in two ways: phone number or the official website of the service.
Through the telephone, you will call the number 855–613–0070, where you will pass on all the information that will be requested by the attendant. After this process you will have to wait to find out if your application has been accepted.
Through the service’s website, you will provide information such as first and last name, age, contact information, as well as a valid address in the United States.
If your application is accepted, you will receive your card by post at the address you entered!
Oportun ® Visa ® Credit Card vs. Allure Mastercard ® Cashback Credit Card
Oportun ® Visa ® Credit Card pros
- No credit history check
- Healthy limit
- Advanced security
Allure Mastercard ® Cashback Credit Card pros
- Advanced security
- Reward system
- Zero annual fee
How to apply for the Allure Mastercard ® Cashback Credit Card ?
If you are curious and want to learn more about this credit card, access the article below to find out about its benefits and also how to acquire it!