Learn how to apply for the Net First Platinum credit card
I’m interested in the Surge Platinum Mastercard credit card. What should I do?
Well, if you have come this far it is because you were attracted by some of the advantages of the Net First Platinum credit card.
The NetFirst Platinum Card is a retail merchandise card from Horizon Card Services. The card features a 0% APR on purchases, an unsecured credit limit of $750, and no credit checks or employment checks.
With the Net First Platinum credit card, all credit types are welcome to apply. You have a very good chance of having your application approved and receiving a $750 credit line.
Thus, even if your recent financial history is not one of the best, you should submit your application.
The response to your application for the Net First Platinum credit card is very fast. Complete an easy application and your results will be ready immediately.
The NetFirst Platinum requires no credit checks or employment checks to apply. As mentioned before, Horizon has a quick and easy application process. The only requirements to apply are a valid and active U.S. credit card, debit card, savings, or checking account.
The Net First Platinum is a charge card and therefore doesn’t have a regular APR or interest charges. You must pay your balance in full every month.
Who can apply for the Net First Platinum credit card?
The Net First Platinum is designed for those with bad or no credit.
However. Ii you’re out to build credit, you might be better off going with a secured card instead, because this card does not report to any credit bureau.
How to apply for the Net First Platinum credit card?
Applying for a Net First Platinum credit card it’s easy.
- Visit the Net First Platinum card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
You will receive a response within a few seconds.
If approved you will have instant access to your $750 merchandise credit line along with other benefits.
Is it worth applying for the Net First Platinum credit card?
The Net First Platinum credit card is ideal for those who:
- Have bad credit or no credit history.
- Want a payment card for convenience that will not require a credit check or employment check.
- Want additional benefits like roadside and legal assistance.
The card is designed to help those who have a hard time finding credit cards build credit while shopping at an expansive online outlet.
If you need to build or rebuild credit consider applying for another credit card, since the Net First Platinum does not report to any credit bureau.
7-Day Free Trial
One of Horizon Services’ unique features is that they offer a 7-day trial period. New cardholders can use their new NetFirst Platinum Card to make purchases at the Horizon Outlet during this period.
If they don’t like the experience, they can cancel – and only have to pay the value of the goods they purchase.
Net First Platinum credit card vs Surge Platinum Mastercard credit card
I need to be very direct on this point: if you need to build credit pick Surge Platinum Mastercard credit card, for it will report to credit bureaus. The Net First Platinum card won’t build credit.
Another disadvantages compared to the Surge Platinum Mastercard are its high annual fee of $177,24 and its limited purchase options.
The cardholder is restricted to purchases at Horizon. The goods available in the store are not branded, so it’s hard to compare the prices with those in other stores.
Net First Platinum credit card pros:
- $750 merchandise credit line.
- No employment or credit check.
- Fast and easy application.
- Accepts bad credit.
Surge Platinum Mastercard credit card:
- Open to people with less-than-perfect credit.
- Possible credit limit increase after just six months.
- Monthly reporting to the three major credit bureaus.
- $0 fraud liability.
- Free monthly credit score.