Learn How to Apply for a Nedbank Gold Credit Card

Here's a step-by-step guide to applying for the new Gold Credit Card directly, whether or not you are a customer of Nedbank's banking.

What do I need to know before applying for a Nedbank Gold Credit Card?

The Gold Credit Card doesn’t impose many conditions for application. Photo by Freepik.

The New Nedbank Gold Credit Card is an efficient and low-cost credit card option offered by Nedbank in South Africa. Recently launched, the card gives customers the choice between Mastercard and American Express, providing benefits and rewards in dollars for eligible spending, along with cashback on fuel purchases at BP stations.

With an affordable monthly fee of only R40, the card caters to a broad range of consumers, requiring a minimum monthly proven income of R5,000.

The Gold Credit Card provides access to the Money app and online banking, integration with digital payment systems, a minimum 5% cashback, and travel benefits such as optional purchase protection and travel insurance.

Additionally, the card allows for both domestic and international use, with comprehensive costs for withdrawing money and making international purchases, ensuring reliability and security for everyday use.

The New Nedbank Gold Credit Card is designed as a cost-effective solution to efficiently manage day-to-day financial transactions. The card offers a balance between affordability and quality for everyday use, making it suitable for a majority of South African consumers.

Who can Apply for the Nedbank Gold Credit Card?

All credit cards in South Africa have certain requirements for applicants, with variations based on the features offered by the issuing bank.

The Gold Credit Card from Nedbank is specifically designed to cater to a broader audience. To be eligible for this card, applicants must have a minimum proven income of R5,000, preferably coming from formal employment.

Other requirements include being over 18 years of age, holding South African citizenship or having a valid passport with work authorization, and maintaining a good credit score. Beyond these, there are no significant obstacles on Nedbank’s platform.

How do I Apply for the Nedbank Gold Credit Card?


Nedbank Gold Credit Card

Access to online banking Dollar rewards on eligible spending 25 cents cashback per liter of fuel at BP stations Exclusive discounts

Efficient card with a monthly fee of only R40!


* You will be directed to an external website

Nedbank provides various contact options for initiating the process to apply for the Gold Credit Card. For non-existing Nedbank banking service customers, one needs to complete the full application form, providing details such as:

  • Full name
  • Email
  • Phone number
  • SA ID Number

Throughout the application process, the customer will be required to provide more information about their employment status, including the value of their monthly income and expenses. The application process for Nedbank also requests the following documents:

  • Copy of a South African ID or passport with a work visa
  • Payment receipts from the last 3 months
  • Stamped bank statements from the last 3 months

Existing Nedbank customers can apply for the card directly through internet banking using a Nedbank ID. There is also the option to apply for the Gold Card at a Nedbank branch or by calling 0860 555 111.

The application process for existing bank customers will save time since Nedbank already has the individual’s data and information. Another important factor is that Nedbank conducts a credit check to determine a positive or negative response regarding the availability of the Gold Credit Card.

Want to learn about another option?

Nedbank is a highly reputable banking institution in the South African market, offering various credit card options beyond the new Gold card for entry-level customers. In this regard, the Rewards Revolve Credit Card serves as a solution for businesses looking to consolidate monthly expenses on a single credit card, providing a range of benefits that you can explore.

Gabriel Gonçalves
Written by

Gabriel Gonçalves

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