How to apply for a JustMoney Personal Loan

Learn how to apply for JustMoney Personal Loan, one of most easy-approval loans in the country and borrow up to R300.000

It is not uncommon for people to find themselves in need of financial assistance during hard economic times, be it for debt consolidation, to cover unexpected expenses, or even to fund their long-awaited dreams.

With this in mind, JustMoney offers an unsecured personal loan with amounts up to R300,000, one of South Africa’s largest and easiest loans!

Loan Application

JustMoney Finance Personal Loan

Up to R300,000 No Collateral Required

Tap on the green button and apply for JustMoney Personal Loan

Apply now!

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Now, you will find out all the requirements and steps you must comply with in order to get approved for a JustMoney Personal Loan.

JustMoney’s Logo

Who can apply?

As with all other lenders, JustMoney has some requirements for their personal loan applicants.

Firstly, the company states that all the borrowers, including you, must be between 18 and 65 years old.

Secondly, you must be employed and have proof of your income and bank statements that correspond with your payslip.

You can also apply as a self-employed person, but JustMoney may require some additional documentation.

Finally, although JustMoney doesn’t disclose any numbers, you must also have a debt-to-income ratio within acceptable limits.

How do I apply?

After complying with all the requirements, you can apply for your JustMoney Personal Loan online.

You just need to access JustMoney’s website and follow these simple steps:

  1. Visit the JustMoney website and click on the “Personal Loans” tab.
  2. On the Personal Loans page, use the loan calculator to determine the amount you want to borrow and your monthly repayment amounts.
  3. After determining the best loan terms for you, click on the “Apply Now” button to begin the application process.
  4. Now, you must fill in your personal details, employment information, and financial information.
  5. Attach all the documentation required
  6. Submit your loan application.

After submitting your application, JustMoney will review it and let you know if you have been approved within a few business days.

If your application is approved, the loan amount will be disbursed into your bank account within 24 hours after the loan’s approval.

Absa Bank’s Logo

Want a personal loan with lower interest rates? Check out Absa Bank!

Similar to Just Money’s personal loan, Absa Bank’s loans can also be used for several reasons, from paying off debt to medical expenses, education costs, or even a vacation.

Still, depending on your financial situation and credit history, you can borrow any amount between R350 and R250,000 while choosing a repayment term ranging from 12 to 84 months.

Why go with Absa Bank?

One of the main reasons you should go with Absa Bank is its lower interest rate, with rates starting at 13.5% APR, even with the company offering an unsecured personal loan, which means you don’t have to provide collateral to secure the loan.

Another advantage of Absa Bank’s personal loans is the absence of an early payment fee, which means you can pay off the loan before its terms end without any penalty.

Additionally, Absa also has loan insurance that can cover your monthly installments in case of a sudden loss of income, disability, critical or terminal illness, or even death.

Other benefits of Absa Bank’s personal loans include:

  • Quick and easy application process;
  • flexible repayment terms;
  • No requirement for collateral.

Furthermore, Absa Bank has a rewards program called Absa Rewards that provides cashback rewards for using their products and services.

How do I apply?

If you’re interested in an Absa Bank personal loan, tap the green button and learn all the requirements you must meet before applying.

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