Learn how to apply for the Freedom Gold card
If you need to have instant approval on one of the best online stores in the country, be sure to check out this review!
I’m interested in the Freedom Gold Card. What are the next steps?
The Freedom Gold Card is a catalog credit card offered by Horizon Card Financial Services. There is no interest applied to transactions, and the initial credit limit is $750. Free credit ratings, no-cost legal counsel, and savings on prescription drugs are further benefits. Additionally, there are no employment or credit checks, and you will surely be accepted if you have a debit card.
Freedom Gold Card
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Freedom Gold’s main drawback is that it can only be used at the Horizon Outlet. Secured credit cards, on the other hand, can be used anywhere that accepts payments through the card’s payment network.
Only at thehorizonoutlet.com is it valid. Electronics, clothing, jewelry, home goods, cosmetics, and apparel are just a few of the many products that Horizon sells. Below is a screenshot of their online store.
Despite this flaw, anyone who wants to raise their credit score should take advantage of the Freedom Gold Merchandise Card. It’s a terrific option for individuals who are prepared to put in the effort but cannot afford the up-front expenses of a secured card, even though it doesn’t operate like a conventional credit card.
When making a purchase from thehorizonoutlet.com, you have two payment options: full payment or carrying a debt. The fact that the APR is 0% and you have a balance means that you won’t pay interest on any of your transactions. In this sense, the Freedom Gold Card functions as a store card with a buy-now, pay-later option.
So, with all this said and done, keep reading if you think this is the ideal card for you to have!
Who can apply for the Freedom Gold Card?
The Freedom Gold is similar to other Horizon products in that there are no employment or credit checks necessary to apply. A legal and active U.S. credit card, debit card, checking, or savings account is the only requirement for Freedom’s quick and simple application process.
Since there isn’t a hard investigation made on the credit report of the application, practically everyone is qualified.
How to apply for the Freedom Gold Card?
When you apply for the Freedom Gold Card, you will mostly do so online through their website.
As soon as you open the website, you will have the option to enter an email address to start the application. After you enter your email address, you will be redirected to another page where you can finish the application.
If you have a debit card, the approval process will be instant.
Is it worth having a Freedom Gold credit card?
As said before, this card is not known to be used in any place rather than at the Horizon Outlet site.
However, you have instant credit for one of the best online shopping for many products that you may need on a regular basis. And despite the fact that it does not report to any credit bureau, Freedom Gold can help you restore your credit score
So, if these are the characteristics that you might be looking at in a card, and/or you are an avid online buyer then this card might be just what you need.
Freedom Gold vs PCB Visa Secured
Both cards are amazing if you want to focus on rebuilding a credit score. But they work in very different ways and use different strategies.
While Freedom Gold gives you a $750 unsecured credit to use only in the Horizon Outlet Store, the PCB gives you initially secured credit but also reports to the 3 major credit bureaus in the country.
You need to put all these things into consideration before you are able to choose which of the options is the best.
Freedom Gold Card pros:
- Maximum Unsecured Credit of $750 (Usable only at TheHorizonOutlet.com)
- Instant Acceptance, No Credit Check
- No need for an employment check
- It’s acceptable to have bad credit.
PCB Secured Visa Credit card pros:
- The three credit bureaus are informed
- Regular APR
- A $1,000 security deposit: It’s helpful to maintain reasonable amounts in relation to your credit limit when trying to rebuild your credit.
How to apply for a PCB Secured Visa Credit
If you got interested in the PCB Secured Visa credit, you can check out him here