How to Apply for a Flow Finance Personal Loan

Why wait to give your budget a relief? Learn how to apply for one of the leading and easiest personal loans in South Africa.

Looking for a personal loan to cover unexpected expenses? Flow Finance offers flexible options to meet your financial needs.

Flow Finance personal loans can borrow up to R2000 and still choose between three repayment options.

Loan Application

Flow Finance Personal Loan

Up to R5,000 Fast funding

Tap on the green button and apply for Flow Finance’s Personal Loan

Apply now!

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With interest rates limited to 5% per month, Flow has a simple application process, which fund you within some business days after application.

Who can apply?

When applying for a personal loan with Flow Finance, there are several requirements you need to fulfill. These requirements include, but are not limited to:

  • Being employed for at least three months;
  • Have an active bank account in your name;
  • Have a valid South African ID.

During the application process, Flow Finance will also require some documentation, including your most recent three months’ bank statements.

Flow Finance will also request your latest payslip, to make sure you can repay your loan on time.

How to apply?

After complying with all the requirements, you can apply for your Flow Finance personal loan online.

You just need to access the Flow Finance website or its app and follow these simple steps:

  • Open Flow Finance website;
  • Look for the loan application section;
  • Select the amount you need to borrow
  • Select the day you receive your payment
  • Select the desire repayment term and click on “Apply Now”;
  • Fill out the application form
  • Upload the requested documents

Submit the application

Flow Finance will assess your application and inform you about the decision.

If your loan application is approved, Flow Finance will send you an agreement with the loan’s terms, rates, fees and amounts.

After signing the loan agreement, the approved funds will be disbursed to your designated bank account within the specified timeframe.

Looking for other short-terms options? Check out Koodo’s R5000 unsecured loan!

Koodo offers a short-term personal loan known as the Pay Day loan, which is specifically designed to cover urgent expenses.

This loan is ideal for customers who can repay it with their next monthly earnings and can be used to cover medical bills, unexpected costs, and provide budget relief.

As an unsecured loan, the Pay Day loan is suitable for individuals who need quick access to funds without collateral requirements.

Borrowers can request loan amounts ranging from R500 to R5,000, and the repayment term for the Pay Day loan ranges between 61 and 65 days.

Key Benefits

The Koodo Pay Day loan offers several advantages to borrowers, making it an appealing choice for those who need rapid access to funds.

One significant advantage is the 100% online application process, allowing borrowers to conveniently apply from the comfort of their homes.

Additionally, Koodo ensures a prompt response within 24 hours of submitting the application, ensuring borrowers can quickly obtain the funds they need.

Another notable benefit of the Pay Day loan is the absence of prepayment fees, providing borrowers with flexibility to settle their loan ahead of schedule.

How do I apply?

Got interested? You can apply for an Koodo’s personal loan online from the comfort of your own home.

Tap the green button below and check out all the requirements you must meet in order to get approved for an Koodo’s personal loan.

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