How to apply for a Finbond Personal Loan

Get in touch with the requirements you need to meet to qualify for one of the best personal loans in South Africa!

Looking for a quick and easy personal loan option without needing collateral? Finbond Mutual Bank has you covered!

Their eligibility criteria are reasonable, and most clients can get a personal loan of up to R25,000.

Loan Application

Finbond Mutual Bank Personal Loan

Up to R250,000 No Collateral Required

Tap on the green button and apply for Finbond Mutual Bank’s Personal Loan

Apply now!

* You will be directed to an external website

Take a look at the requirements below to see if you’re eligible for Standard Bank’s personal loan.

Who can apply?

Finbond has some standard requirements for personal loan applicants, but most of the working population can meet them.

As of today, the company requires all of its applicants to have a steady job, with no minimum income being asked.

Bayport also requires you to be at least 18 years old and live in South Africa either as a citizen or a permanent resident.

It is also worth mentioning that Finbond will require some documentation during the application process. Those include

  • A South African ID
  • Proof of residence not older than 3 months
  • Latest payslip
  • Last 3 months’ bank statements

How can I apply?

Once you have met the eligibility requirements, you can apply for a Finbond Personal Loan either online or by following these simple steps:

  1. Visit Finbond’s website.
  2. Click on the “Products” tab on the menu bar.
  3. Select “Personal Credit” from the drop-down menu.
  4. Click on the “Complete the Application Form” option.
  5. Fill out the required information.
  6. Click on the “Submit” button.

After you have submitted your application, Finbond will review and process your loan request. If approved, the bank will require some additional documentation.

Looking for a short-term personal loan? Then, check out Wonga’s R4000 loans!

Wonga has specialized in short-term loans designed to cover unexpected expenses or financial emergencies.

The personal loan can be requested online, and new customers can borrow anywhere from R500 up to R4,000 for any purpose.

By being a short-term funding option, Wonga’s personal loan must be repaid within 3 months, with interest rates around 0.16% per day and a maximum monthly interest of 5%.

Even still, Wonga relies 100% on the borrower’s creditworthiness and ability to repay the loan. That is why the loan is unsecured and does not require any collateral.

By choosing a Wonga Personal, you can still enjoy:

  • fast and straightforward application.
  • rapid access to funds, with disbursement typically within 24 hours.
  • No early termination fees
  • A personal loan calculator

Wonga also has a trust credit system that allows borrowers to access higher financing if previous loans were paid on time.

Existing customers who have borrowed and repaid on time can request amounts up to R8000.

How do I apply for a Wonga personal loan?

If you’re interested in applying, tap the green button below and check out all the requirements to get approved for a Wonga personal loan!

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