Learn how to apply for the Discover it® chrome card
With incredible payback for people who spend a lot at restaurants and gas stations, find out how to apply for this card.
What do I need to know about Discover it® chrome?
The Discover it® chrome credit card can compete with many of its more well-known rivals thanks to its distinctive and attractive sign-up bonuses, competitive rewards rates, and minimal fees.
For instance, the Discover it® Chrome Card provides extra cash back for dining and gas.
Keep reading so you can have a better view of the card and also more information on how to apply
How do I earn points and rewards on this card?
The cash-back rewards program is used by this card.
The 2 percent categories’ quarterly rewards spending maximum (on gas and restaurants, on up to $1,000 in expenditures each quarter, then 1 percent) limits this card’s ability to earn cash back even if the 1 percent cash back rate on all transactions is unrestricted.
In addition to receiving 1 percent cash back on all other purchases, you’ll receive 2 percent cash back on petrol and restaurant expenditures (up to $1,000 in purchases each quarter, after which it drops to 1 percent).
Categories will receive awards for eating in, ordering takeout, and having food delivered from full-service restaurants, cafes, cafeterias, and quick food establishments in addition to petrol stations.
Your account will receive your cash back after two billing cycles. Cash-back rewards are redeemable for:
- Cashback, as a direct deposit or statement credit (starting at 1 cent)
- Gift cards (available in denominations of $5 and up to $200)
- “Pay with Cashback bonus” at qualifying merchant checkouts, such as PayPal and Amazon.com (starting at 1 cent)
- Charity contributions (starting at 1 cent)
It’s interesting to note that Discover is one of the few issuers to make redeeming a gift card a potentially worthwhile choice if you just have a minimal cash-back amount to redeem.
Depending on the merchant, it can increase the balance’s value by 5 to 20 percent.
Your cashback never expires, however, if you close your account or don’t use it for 18 months, your rewards will be added to your balance automatically (whereas most issuers forfeit your rewards).
Who can apply for the Discover it® chrome?
Due to the requirement for at least a good credit score for acceptance, Discover it® Chrome is tricky to obtain.
This shows that applicants who have credit scores of at least 670 FICO have a reasonable chance of being approved for Discover it® Chrome.
The terms of any credit card for those with good credit are susceptible to change, and these criteria are no different. Nevertheless, they reflect a respectable range of FICO points to be aware of.
How to apply for the Discover it® chrome?
The Discover it® Chrome application is completed online, much like practically all other credit card applications.
However, the “apply now” pages that open on Discover’s website will require you to provide some personal information.
The application process takes a little longer than usual but is not particularly difficult because it is a credit card for those with great credit.
After that, you will have to wait for a little while until they consider your case and determine whether you are eligible for your card.
Is it worth it to have a Discover it® chrome?
If you need a low-maintenance, fee-free card to whip out at petrol stations and restaurants, the Discover it® chrome isn’t a bad option.
However, a flat-rate cash-back card or one of Discover’s 5% cards would likely be preferable for you if you’re looking for a card to use everywhere, every day.
Discover it® chrome vs Marriott Bonvoy Bold® Credit Card
These are the two types of credit cards that stack up on each other.
As we said, the Chrome card is a good choice if you travel a lot and spend a lot on gas stations and restaurants. But what about hotels? This is where the Marriot Bonvoy shines.
This makes them a perfect couple if you are the travel kind of person
Discover it® chrome benefits
- No annual fee
- Intro APR period
- Bonus categories
- Cashback fit for travelers
Marriott Bonvoy Bold® Credit Card Benefits
- There is no international transaction fee
- The first annual-fee-free Bonvoy Rewards card
- Silver Elite rank plus 15 Elite Night credits annually
How to apply for the Marriott Bonvoy Bold® Credit Card?
If you want to apply for the Marriott Bonvoy Bold® Credit Card, check out our how-to-apply article right away!