Learn how to apply for the Citi Rewards+® Card

It could be difficult to understand this card, but if you do, you can earn a significant amount of rewards. Apply it right away.

What do I need to know about the Citi Rewards+® Card?

The Citi Rewards+® Card offers a completely unique offering with its round-up feature.

When you make a purchase, your points are automatically rounded up to the next greatest amount, which is 10.

Thank You points are worth an average of one cent per point, but his value can go up and down depending on how you will use it.
Even while it’s a fascinating perk and will surely get you bonus points, does it justify getting the card, or is it simply a gimmick?
That will depend on how regularly you use your Citi credit card and how you plan to use your points.

Card Application

Citi Rewards+® Card

Cashback 0% intro APR

Tap on the green button and apply for the Citi Rewards+® Card

Apply now!

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Citi Rewards+ offers the following reward rates:

Earn two ThankYou Points for every $1 spent at supermarkets and gas stations for the first $6,000 of your yearly expenditure, and one ThankYou Point for every $1 spent on all other eligible purchases.

Additionally, you’ll get 1 ThankYou Point for the first 12 months after your account is activated and 5 ThankYou Points for the first $6,000 you spend at restaurants during this limited-time offer.

Without restriction, every purchase will be rounded to the nearest 10 points.
You will receive 10% back in ThankYou® Points for the first 100,000 points you redeem each year.

You can use these points in the following ways:

  • As an accounting credit
  • As a direct cash refund
  • For the purpose of paying a mortgage or student loans
  • For travel reservations
  • For the program “Shop With Points”
  • Gift Cards
  • Transfer to travel partners

Who can apply for the Citi Rewards+® Card?

You cannot apply for a Citibank credit card if your age is outside the bank’s permitted range. A minimum age of 18 is required for the applicant.

One may apply for a credit card from Citibank if they are under this age bracket. At least 18 years old must be the principal cardholder.

Citibank requires proof of a stable source of income before issuing a credit card to a customer. You can choose to work as a salaried employee for an established company or as a professional self-employed and running your own business.

Additionally, since this is a card for people with good credit, you must have a score of at least 700 to be considered for it.

How to apply for the Citi Rewards+® Card?

Since applying for cards these days is easiest and fastest online, the majority of applications are made in this manner as well.

Simply visit their websites, click the “Apply Now” button, and enter basic personal data to get started.

As was previously mentioned, you must present certain documentation to substantiate your outstanding academic standing and eligibility for this card. Once you’ve completed it, just wait for your response.

Is the Citi Rewards+® Card worth it?

If you want a card without an annual fee that offers good points benefits for shopping at petrol stations and grocery stores, the Citi Rewards+ is a good choice. The card is also perfect if you wish to benefit from a 15-month period of 0% introductory APR on both new purchases and balance transfers.

But not everyone enjoys collecting rewards points and deciding how and where to use them. You must determine for yourself if you are capable of completing the work.

Citi Rewards+® Card vs Citi Simplicity® Card

Both cards from Citi are good, however, they are most used in different periods of one’s financial life.

As we discussed, the City Rewards+ is, well, a rewards card, which means it is best used when you don’t have a snowball of credit debt.

And stopping this bleeding is precisely the City Simplicity specialty. It is one of the best tools you will have in order to stop paying big interest.

Citi Rewards+® Card benefits

  • The nearest 10 reward points were added to each purchase.
  • Every year, the first 100,000 points that are redeemed receive a 10% bonus.
  • No managing of categories that change.
  • No yearly charge

Citi Simplicity® Card benefits

  • With no late fees
  • Zero fines APR
  • No annual fee
  • On purchases and debt transfers, negotiate the initial APR.

How to apply for the Citi Simplicity® Card?

If you got interested in how this card can help you with your debts, you can check out our article on how to apply for the Citi Simplicity® Card right away.

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