Learn How to Apply for an African Bank Credit Card

See the step-by-step process to apply for an African Bank credit card that suits your daily needs with security.

What do I need to know before applying for an African Bank Credit Card?

The African Bank provides a credit card for the South African public. Photo by Freepik.

The African Bank Credit Card stands out as a comprehensive financial solution, embodying the legacy and reliability of the African Bank, a financial institution with nearly 50 years of history in South Africa.

The credit card offers a unique feature by allowing customers to instantly pick up their personalized card at a bank branch after online approval, eliminating the usual waiting period associated with such services. Operated by VISA, the card comes with a monthly credit limit of up to R250,000, personalized based on the customer’s financial profile, with the potential for limit increases over time.

One notable aspect of the African Bank Credit Card is its emphasis on technology and security. The card can be efficiently managed through the bank’s online banking applications, providing customers with the convenience of monitoring their transactions, stopping or reactivating their credit cards, and even connecting to smartphones for direct payments through digital wallets.

The credit card also offers an optional credit insurance feature, providing customers with a safety net for unforeseen emergencies.

As part of the African Bank’s suite of financial services, the credit card aligns with the institution’s commitment to understanding and addressing the unique financial needs of the South African populace.

Who can Apply for the African Bank Credit Card?

The African Bank offers a highly personalized credit card to meet the various needs of the South African public. In this regard, the credit card follows market trends and is available to the following audiences based on selection criteria:

  • Being a duly registered citizen with all documents in order in South Africa
  • Being over 18 years of age
  • Having a verifiable source of income

Additionally, there are no other significant requirements to apply for the African Bank credit card, as it is a card tailored to the customer’s needs.

How do I Apply for the African Bank Credit Card?


African Bank Credit Card

Instant Card Retrieval Technology and Security Interest on Positive Balances Customized Limit

Up to a R250,000 monthly limit on a card with no waiting time!


* You will be directed to an external website

The African Bank centralizes a significant portion of its services in a single form. In this regard, the website provides a ‘Get a quote’ form that requests the following information:

  • Name and surname
  • South African ID number
  • Phone number
  • Email

Subsequently, the form system prompts for financial details, such as gross income, expenses, source of income, and banking information. After filling in the information, the customer can submit the data for African Bank’s credit verification, which will conduct a comprehensive check to determine whether to offer or decline a proposal.

The African Bank website also features a ‘call me back’ form that requests the following information:

  • Name and surname
  • South African ID
  • Cell phone number
  • Email

After submitting the form, the bank will initiate customer service. Karabo, the electronic assistance from the African Bank, provides support for major inquiries. Following approval, customers do not need to wait for the card to arrive at their homes; they can visit a bank branch to collect it.

Want to learn about another option?

The South African market offers other good credit card options, such as the Standard Bank Blue Credit Card. This comprehensive card comes with security checks and high acceptance worldwide. To learn more about the Blue Credit Card, feel free to explore its features and benefits.

Gabriel Gonçalves
Written by

Gabriel Gonçalves

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