Learn How to Apply to Absa Bank Gold Credit Card

Here are the step-by-step instructions to apply for the Absa Bank Gold Card, which offers favorable terms for purchases and rewards!

What do I need to know before applying for an Absa Bank Gold Credit Card?

Absa Bank provides a monthly limit of up to R90,000 for clients, with monthly earnings starting at R4,000. Photo by Freepik.

Absa Bank provides a diverse range of financial goods and services to consumers and businesses alike. These include, among other things, financial services, loans, insurance, investments, and credit cards.

The bank is well-known for its dedication to providing innovative and customer-focused products, as well as its efforts to promote financial inclusion and sustainability.

The Absa Bank Gold Credit Card offers a comprehensive range of benefits, including a monthly credit limit of up to R90,000. It provides advantages such as unlimited electronic payments, reduced withdrawal fees, and access to the Bidvest Airport Lounge.

The card also includes travel insurance, lost card protection, and contactless payment options. Overall, it is a versatile option for managing finances and making purchases both domestically and internationally.

Who can Apply for the Absa Bank Gold Credit Card?

The first criteria for accessing the Absa Bank Gold Credit Card is that the individual needs to be at least 18 years old, a basic requirement for most banks in South Africa. This is because minors can use credit cards as dependents, but they cannot apply for an account or card in their own names.

In terms of income, the client applying for the Gold Card must have a minimum monthly income of R4,000 and also have the option to provide proof of fixed income through the documents requested by the bank.

To access the complete Gold package, including credit and debit cards along with a bank account, the client must not be insolvent in relation to any debt. Additionally, permission for a credit check through a specialized agency is required by the bank.

Apart from the aforementioned distinctions, Absa Bank makes no additional significant distinctions, but they do warn that the credit card may be denied by the banking institution.

How do I Apply for the Absa Bank Gold Credit Card?


Gold Credit Card

Free lost-card protection Absa Advantage rewards system Bidvest Airport Lounge with reduced rates Travel insurance of R1.5 million

Up to R90,000 in monthly credit!


* You will be directed to an external website

The application process for the Absa Bank Gold Credit Card consists of 5 steps: access to the online form, connection verification, a 6-step evaluation, evaluation completion, and application submission.

Firstly, the form offers 3 options: client without an account, client with an account at Absa Bank, and client with an account at Absa Bank who uses the brand’s Internet Banking.

On the other hand, users who do not have an account with Absa Bank need to fill out the complete form and ensure they are not in a debt collection process.

The application process for non-customers requests the following information:

  • First and last name
  • Type of identification: ID or passport
  • Identification number
  • Address
  • Gender
  • Date of birth
  • Country of birth and residence
  • Residential address
  • Phone number and email

Additionally, the new client needs to submit the following documents:

  • Valid South African ID or smart card
  • Passport with valid residence and work permits
  • Proof of residence
  • Proof of income for 3 consecutive months

The card can also be applied for by phone at 0861 114 411 on weekdays from 8:00 a.m. to 5:30 p.m. and on Saturdays from 8:00 a.m. to 1:00 p.m.

Want to learn about another option?

South African customers in need of a premium credit card with good international coverage and a competent rewards program can get to know the FNB Private Clients Credit Card and review the terms.

Gabriel Gonçalves
Written by

Gabriel Gonçalves

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