Learn How to Apply for an Absa Bank Flexi Core Credit Card

Check out the complete step-by-step guide to apply for your Flexi Core credit card from Absa Bank, whether or not you are a customer!

What do I need to know before applying for an Absa Bank Flexi Core Credit Card?

The Flexi Core is designed to be the first credit card for South African professionals. Photo by Freepik.

The Absa Bank Flexi Core credit card emerges as a stellar entry-level choice for individuals eager to establish and enhance their credit history. Open to both existing customers and non-customers of the bank, this credit card boasts an array of appealing features.

Users gain access to convenient digital banking services, automatic coverage for travel emergencies, and complimentary protection in case of lost cards. The card further facilitates global transactions through contactless payment options, aiding users in fostering a positive credit history.

The NotifyMe system ensures timely awareness of account activities via SMS alerts. With the Flexi Core, individuals can benefit from up to 57 interest-free days on qualifying transactions, fixed monthly payments, and no transaction fees on purchases, offering a comprehensive and user-friendly financial tool.

If you think the card can be a good option, keep reading.

Who can Apply for the Absa Bank Flexi Core Credit Card?

The Absa Bank Flexi Core Credit Card aims to cater to a broader audience by imposing fewer income and other restrictions.

Positioned as an entry-level credit card, the Flexi Core offers all the benefits of using the product for purchases globally, leveraging the convenience of contactless payments and digital wallets both in-store and online.

To apply for the Flexi Core, individuals need to meet a few straightforward requirements. Applicants must be 18 years of age or older and registered citizens of South Africa with valid identification.

Additionally, the card requires proof of income, necessitating a monthly income of R2,000, which can be substantiated through documents like pay stubs. Notably, there are no significant prerequisites for applying for the credit card, and being an existing customer of other banking services from Absa Bank is not a mandatory condition.

Flexi Core’s inclusive approach seeks to make credit accessible to a wider range of individuals, emphasizing simplicity and flexibility in the application process.

How do I Apply for the Absa Bank Flexi Core Credit Card?


Flexi Core Credit Card

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* You will be directed to an external website

The procedure for applying for the Absa Bank Gold Credit Card involves five stages: accessing the online form, verifying connection, undergoing a six-step evaluation, completing the assessment, and submitting the application.

Initially, the form provides three choices: individuals without an account, individuals with an account at Absa Bank, and individuals with an account at Absa Bank who utilize the brand’s Internet banking.

Conversely, individuals lacking an account with Absa Bank must complete the entire form and confirm they are not undergoing a debt collection process. The application process for those who are not already customers necessitates furnishing the following details:

  • First and last name
  • Type of identification: ID or passport
  • Identification number
  • Address
  • Gender
  • Date of birth
  • Country of birth and residence
  • Residential address
  • Phone number and email

Additionally, the new client needs to submit the following documents:

  • Valid South African ID or smart card
  • Passport with valid residence and work permits
  • Proof of residence
  • Proof of income for 3 consecutive months

In addition to digital channels, customers can communicate with the bank through the telephone at 0861 114 411 on weekdays from 8 a.m. to 5:30 p.m. and on Saturdays from 8 a.m. to 1 p.m.

Want to learn about another option?

The South African market offers various credit card options catering to a range of monthly incomes. In this context, the Woolworths Gold Credit Card stands out as the national retailer’s product, providing exclusive benefits for users to explore.

Gabriel Gonçalves
Written by

Gabriel Gonçalves

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