Chase Freedom® Student credit card full review
With no annual fee, the Chase Freedom ® Student credit card offers great student service! Check your benefits here.
What do I need to know about the Chase Freedom ® Student credit card ?
The Chase Freedom ® Student credit card allows holders to enjoy quality reward service without charging an annual fee! This credit card aims to make life easier for students by providing basic credit card services without charging fees that are often considered abusive.
Check here all the benefits offered by the Chase Freedom ® Student credit card through this article that has a lot of information about this credit card, and also what you can do to apply for it.
Fees charged for the Chase Freedom ® Student credit card
As mentioned in the first paragraph, this credit card does not charge the annual fee! You can use your card without worrying about being charged high percentages.
The purchase introduction APR rate for this credit card is also zero!
The balance transfer APR is reset to zero.
The regular APR of the Chase Freedom ® Student credit card is 18.74% and may vary.
Protections provided by this credit card
The Chase Freedom ® Student credit card provides cardholders with purchase protection coverage in the event of damage and theft. The deadline for activating such coverage is up to 120 days from your purchase. Covering up to $500 per purchase and $50,000 per account!
You can also count on an extended warranty coverage for up to an extra year of your purchases! Products must have an original factory coverage of up to 3 years. That is, if a product has a 1 year warranty, you will have a 2 year warranty!
This credit card also provides cancellation and travel interruption insurance when you use it to purchase tickets. This service is a major differentiator that sets the Chase Freedom ® Student credit card apart from student credit cards.
This coverage is valid for up to $1,500 per person and $6,000 per qualifying trip.
How do the Chase Freedom ® Student credit card works ?
The Chase Freedom ® Student credit card allows its users to achieve a healthy credit limit!
As the focus of this credit card is to help students who are starting their financial lives, this credit card does not require you to have a healthy or positive credit history.
You can also count on a great reward service through your purchases and also a bonus for new holders.
In addition, the Chase Freedom ® Student credit card reports transactions in your accounts to the three main credit regulatory agencies in the United States (TransUnion, Equifax and Experian)!
You’ll also be able to access your credit score for free anywhere and anytime through Credit Journey, so you can track the impact of credit card transactions on your credit score.
What are some of the benefits offered by the Chase Freedom ® Student credit card ?
The main benefits of the Chase Freedom ® Student credit card is that it is easy to join, not requiring a credit history and even not charging an annual fee, which can often reach $500!
In addition, if you choose to purchase this credit card, you will have a new cardholder bonus where you will receive $50 USD!
This value will be awarded through 5,000 Chase Ultimate Rwards points. To obtain these points you will need to make any purchases on your credit card within the first 3 months of opening your account!
All purchases made with your Chase Freedom ® Student credit card will earn you 1% cash back on every purchase!
Each point equals one cent of every dollar.
You can redeem your points through a credit on your statement, gift certificates or by mail!
You can also use these points to make purchases on Amazon.
How to apply for the Chase Freedom ® Student credit card ?
Check the button below for a detailed step-by-step on how you can apply to get your Chase Freedom ® Student credit card, in addition to knowing other benefits and if you are able to obtain it.