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Simplii Financial Cash Back Visa Card: A food-Focused Card with up to 4% Cashback

Looking for a card that prioritizes cashback? Simplii Financial brings that right in its name, offering a $100 Skip digital gift card. 

The card comes with no annual fee and a range of perks, such as special dining experiences, and you can already see how to apply. 

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Have you heard of Simplii? Simplii Financial is a relatively new company that helps you invest and manage your money comprehensively. Over the past few years, it has invested heavily in its digital platforms to assist customers at all times. 

In this context, the Simplii Financial Cash Back is a credit card offering a rewards program in the form of cashback, as the card’s name suggests, right? 

For eligible purchases at restaurants, bars, and coffee shops, you can receive up to 4% cashback.

Additionally, you earn 1.5% cashback at pharmacies, supermarkets, and grocery stores, clearly showcasing the card’s focus on food-related purchases. 

For all other purchases, you receive 0.5% cashback with no spending limit. The site offers a good cashback calculator, so you can already see how much you can potentially earn each month.

You can redeem it in any way you choose, especially through purchases and bill discounts, with the debit made by Simplii Financial, providing good security! 

Simplii Financial offers a credit limit of up to $10,000, depending on the cardholder’s qualifications.

The card also offers a 10% cashback benefit in the first four months, up to a limit of $500 in spending. 

Simplii Financial has a $0 annual fee, and you can add up to three cardholders at no extra cost to accumulate more cashback.

You’ll need to have a good credit history to get the card, but the main cutoff is based on annual income. 

Simplii offers the entire application process online, with the bank primarily focused on digital services. 

You can also add up to three cardholders to earn cashback more quickly. It’s worth noting that Simplii recently updated the card, changing the design and complete layout of the Visa card.

And the brand makes it clear that none of the benefits have changed, so no worries there. 

The Visa brand is widely accepted internationally, and you’ll have 21 days after the statement date to make the payment, helping to reduce interest rates with on-time payments. 

The card also promises interest relief for balance transfers or cash advances directly with Simplii Financial. 

The card offers easy and secure payment, global money transfers with no transaction fees, pin and chip security technology, and payment directly through mobile wallets via Apple, Google, and Samsung apps. 

Want to learn another option?

Looking for another great credit card option? Check out the American Express Cobalt, which offers up to 15,000 membership points with low interest rates. 

This card also provides a rewards points format with 5x points on food and beverage purchases, and you can see how to apply. 

Gabriel Gonçalves
Written by

Gabriel Gonçalves