American Express® Gold full review

If you are a foodie or a traveler, you need to check this review. Perhaps the American Express® Gold is the card for you!

Keep reading and learn more about the American Express® Gold

The American Express® Gold is a no-brainer if you’re a food enthusiast and frequently eat or order takeout. It happens due to the fact that it accrues 4 points for every $1 spent at restaurants, including takeaway and delivery through platforms like Grubhub or Seamless (in the U.S.).

This card also gets 4 points for every $1 spent at American supermarkets on up to $25,000 in purchases made each calendar year if you want to cook at home (then 1 point per dollar). You can use as many bonus Amex Membership Rewards points as possible for travel and other purchases.

After activating their card, cardholders can additionally receive up to $120 in yearly statement credits ($10 per month) for dining and up to an additional $120 in Uber Cash ($10 per month) for Uber rides and Uber Eats orders within the United States. Together, they reduce the $250 annual price of the card’s out-of-pocket costs to less than $10.

With its extensive bonus categories, initial offer, and statement credits, the Amex Gold Card is a fantastic option for both travelers and those sticking closer to home. Everybody knows that traveling and going out requires some money and time invested, so it doesn’t hurt to have some help and bonuses here and there, isn’t it?

In conclusion, the Amex Gold is fantastic for anyone wishing to use their regular spending to earn big rewards while also taking advantage of helpful statement credits for things like restaurants and ride-hailing services.

Keep reading our full review, so you can have a more in-depth on how fantastic this card is for people with this kind of profile

How does the American Express® Gold work?

60,000 Membership Rewards points are presently being offered to new cardholders of the Amex Gold card if they make $4,000 in eligible purchases during their first six months of card membership. This incentive surpasses those offered by several rival rewards cards and is the greatest Amex Gold card benefit to date.

You have six months to complete the spending criteria with the current welcome bonus, which is twice as long as the typical time frame provided by rival rewards cards.

This is a great offer that enables you to receive the bonus with just $667 in monthly spending. Focusing on purchases at restaurants and U.S. supermarkets will help you take advantage of the card’s greatest rewards rates while putting all of your spending on the card will help you reach the bonus faster.

In the United States, the Amex Gold Card earns 4 Membership Rewards points for every dollar spent at restaurants, including delivery and takeaway. You can earn bonus points by ordering your favorites from Uber Eats, which is included in the 4-point-per-dollar bonus category.

Additionally, you will receive 4 points for every dollar spent at American supermarkets on your first $25,000 of annual expenditure and 1 point for every dollar spent after you reach that amount. A $25,000 cap each calendar year is a reasonable cap, allowing you a healthy cushion of slightly over $2,000 in monthly spending at American supermarkets, even if having no spending cap would be ideal.

American Express® Gold Benefits

As you already have stated, for now, this is a card that is focused mainly on the rewards you gain by using it, which makes it a very interesting card for people with a certain profile: travelers and restaurant eaters.

Some of the American Express® Gold benefits are:

  • Possibilities of earning a lot of money
  • Option to transfer points to numerous partners
  • There is no additional annual price for adding up to 5 authorized users.
  • Able to select between standard and rose gold variants

How to apply for American Express® Gold?

If you got interested in the plethora of benefits that American Express® Gold can offer, feel free to check out our post on how to apply for your card!

Written by


Loading, please wait…