Amazon Business Prime American Express Card full review
If you are a fan and a buyer at Amazon and have a prime membership, this credit card you fill your needs like a glove.
Keep reading and learn more about the Amazon Business Prime American Express Card
For Amazon Prime or Business Prime members looking to get more out of their business-related transactions, the Amazon Business Prime American Express Card is the perfect partner.
On qualified Amazon-related purchases and purchases made specifically on Amazon, you’ll either receive a high rewards rate or a period of time during which you can pay such purchases off interest-free: You can decide.
In any case, you’ll also receive increased points on regular business expenses that are unrelated to Amazon and have access to a variety of business-related side benefits.
How do the Amazon Business Prime American Express Card works?
For the Amazon Business Prime American Express Card to be a good fit for your business spending, you must have a specific fondness for Amazon-centric products.
The Amazon Business Prime American Express Card gets greater benefits on the Amazon Web Service (AWS) cloud platform, the luxury food chain Whole Foods, and an increasing number of Amazon Go self-checkout stores in addition to being used to make purchases on the website of the online behemoth.
Most businesses will discover that a card that matches the categories where they spend the most offers the best value.
With an eligible Prime membership, this card will earn an unlimited, generous 5% back in rewards or 90-day terms on eligible U.S. purchases at Amazon Business, AWS, Amazon.com, and Whole Foods Market.
For the first $120,000 in purchases made each calendar year, a 5% reward rate is offered. Earn 2% at US dining establishments, 1% at US petrol stations, and 3% on cellular phone services obtained directly from US service providers.
However, the benefits of the Amazon Business Prime American Express Card are diminished for businesses that incur considerable costs for operations other than purchasing tangible things or using the AWS cloud service.
Spending at American restaurants, American gas stations, and on wireless telephone services obtained directly from American service providers will earn you 2% back, but all other purchases will only earn you only 1%.
To apply for the Amazon Business Prime American Express Card, you must have either a personal or a business Amazon Prime membership.
If you don’t already have a personal Prime membership, the cost of Business Prime ranges from $179 to $10,099 per year (based on how many users you need the subscription to cover).
Even though the Duo level of Business Prime costs $69 a year, it can only be purchased as an add-on to your personal Prime.
Amazon Business Prime American Express Card Benefits
You can choose the benefit
It’s unique that you can choose the kind of prize you get with this card.
Both possibilities are fairly generous. Cardholders can decide whether they want to receive 90 days of interest-free credit or earn cash back on every purchase.
With this flexibility, it is possible to alternate between getting rewards and not paying interest, depending on what is most practical for a given transaction or situation.
The biggest benefits can be obtained through purchases made at Whole Foods Market, Amazon Web Services, the company’s sizable cloud-services provider, and Amazon Commercial, its retail site for business transactions, in addition to Amazon.com.
Opening account bonus
You get a $125 Amazon gift card when your company applies and is approved for the card. This credit card offers you a bonus without requiring you to open or use another credit card or spend a certain amount.
CashBack on dining, cell phone service, and gas
The Amazon Business Prime American Express gives 2% cash back in U.S. restaurants, U.S. petrol stations, and on wireless phone services purchased directly from U.S. service providers, in addition to the opportunity for 5% cash back on Amazon purchases.
By carefully selecting cards that delivered the best return on each, you might probably earn more in those categories.
But using a single card to earn substantial points on all of them with Amazon Business Prime American Express is a straightforward option.
However, keep in mind that there is no possibility to get rewards from this tier with an interest-free term, and that also goes for the 1% cash back you receive on any other purchases.
How to apply for the Amazon Business Prime American Express Card?
Check out our guide on how to apply for this fantastic card if you find yourself interested in doing so.