Absa British Airways Credit Card Full Review
Understand all the travel benefits of the British Airways Credit Card, a partnership between the airline and Absa Bank in South Africa!
Earn 1 Avios for every R7,50 and redeem for domestic and international flights!
The Absa British Airways Credit Card is the card associated with the international airline, operated by Absa Bank, which offers a variety of benefits for travel. This includes the accumulation of Avios, which can be exchanged for tickets and other rewards in the Executive Club.
This British Airways online credit card functions like a regular card, allowing purchases within and outside of South Africa. In addition to its travel-related advantages, the British Airways card provides all the internet banking functionality of Absa Bank, serving as a product tailored for travel benefits.
With the Visa logo, the card ensures international recognition and acceptance at online and physical points of sale worldwide.
Therefore, if you have a high volume of travel needs, it may be worthwhile to learn more about the British Airways card. Keep reading for further details.
How Does the Absa British Airways Credit Card Work?
British Airways is the largest airline in the United Kingdom. Established in England in the 1970s, it resulted from the merger of various British airlines, encompassing nearly a century of history from all the brands that have adorned BA.
Beyond the British territory, British Airways operates in other regions, especially former British crown colonies, such as South Africa, with both international and domestic flights in the country.
Banking services for the credit card are managed by Absa Bank, a highly respected financial institution in South Africa. The entire operation is duly authorized by the NCR, the credit regulatory body. The digital British Airways card provides full access to Internet banking with the card PIN for comprehensive account-card management.
The British Credit Card offers complete functionality with the physical card, featuring chip technology and an enabled PIN for contact and withdrawals at ATMs worldwide. The card also enables secure online purchases through 3D-Secure and buyer protection, automatic lost card coverage, and an extended warranty.
In terms of costs, the card charges a total fee of R95.00 per month, while the online card incurs minimal fees, as Mobile Banking has no monthly charges.
What are the Absa British Airways Credit Card Benefits?
The British Airways credit card comes with general benefits, including:
- 8 complimentary lounge accesses per year on domestic and international flights It’s important to note that in the case of non-operation for domestic flights, the benefit is canceled for the companion
- Basic travel insurance with Absa on international trips
- Automatic enrollment in the Executive Club is part of the BA Rewards membership system
- Digital wallet payments
- No transaction fees on purchases or at ATMs
- Individually determined credit limit
- Budget facility available for purchases above R300
- Optional NotifyMe service
- Optional Card Life Plan
The Absa British Airways Credit Card operates on a miles system called Avios. With the first purchase, the customer receives 5,000 Avios as a bonus when spending with the card for the first time and an additional 4,000 Avios when spending R24,000 within the first three months with the card.
Furthermore, for every R7.50 in general purchases, the customer earns 1 Avios, and when spent with British Airways, it’s 1 Avios for every R5.00. Overall, Avios can be exchanged for tickets and extras on domestic and international flights with British Airways.
The benefits of the Absa British Airways Credit Card are more advantageous for individuals with frequent travel needs. Those with less demand for travel might not find the card to be the best fit. Additionally, the minimum monthly income requirement of R8,000 could be a hindrance for individuals with a lower budget.
How do I apply for the Absa British Airways Credit Card?
The application for the British Airways credit card is facilitated through the services of Absa Bank. Nevertheless, it is worth checking all the key details about the application form.